With her husband Michael, the 30-year-old mother of four runs two auto-garage businesses and her charity, Field of Dreams.

Mrs Judd founded the charity last year, after a visit to the Love The Children orphanage in the Philippines inspired her to raise money for people living in low socio-economic circumstances.

Since then, Field of Dreams has expanded to support natural disaster victims in Australia, after severe bushfires ravaged NSW in October.

This year, Mrs Judd hopes to raise funds for a mobile command centre to help natural-disaster victims in NSW and Queensland.

The charity collects online donations through Facebook and hosts regular garage sales.

The money is used to buy clothes, non-perishable food and other useful items such as solar lights.

It is then shipped to the orphanage or kept in Australia for disaster relief.

With four children, two businesses and a charity, Mrs Judd said she was always busy, but she enjoyed helping others.

"I honestly don't know how I find the time to do it all," she said.

"But when you see people's faces after you've helped them, it makes you realise that if you're able to help, you should."

Last week, this Warners Bay mum's community work was recognised by Lake Macquarie council at the annual Australia Day Awards ceremony.

She was named Young Citizen of the Year in the 18 to 30 years category.

Go to lakemac.com.au/ausawards to nominate a community member for the 2015 Lake Macquarie Australia Day Awards.

■ To donate to Bianca Judd's charity Field of Dreams, go to facebook.com/thefieldofdreamscharity.